Perkins Loans

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Perkins Loans


Perkins loans are low-interest federal student loans that are available through about 1,800 participating schools.

The government provides a set amount of funds to these participating schools. Each school then contributes an additional amount of money and administers the loan program.

The available funding that the government provides can vary from school to school, and each school uses the funding until it runs out. So the amount of your Perkins loan may depend on how much money the school received and how much money they have remaining.


Perkins loans are based on your financial need. Only students are eligible to receive Perkins loans.

How to Apply

  1. Create an FSA ID (Federal Student Aid ID) with the U.S. Department of Education.

    Create Now

  2. Complete the FAFSA® (Free Application for Federal Student Aid).

    Go to the FAFSA

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